Knowing what to expect and how to prepare for a showing can make the experience less stressful for you and more enticing for buyers. There are dozens of things you can do to make your home more attractive. Consider the following tips to make your home more inviting to a potential buyer. When showing your […]

Many people aren’t aware of the fact that, in most situations, there really is no gift tax. Here’s why… $15,000 ANNUAL EXCLUSION The federal government gives each of us an allowance to gift anybody $15,000 per year without incurring any gift tax. This $15,000/year replenishes every year, and it’s $15,000 per person. So, theoretically, I […]

“Seller-paid points” are where you pay points to reduce the interest rate on the buyer’s mortgage.  One point = 1% of the loan amount paid upfront to the buyer’s mortgage lender at the closing, in exchange for a lower interest rate on the buyer’s mortgage. Consider a home where the list price is $300,000 and […]

If you’re buying a home, you’ll probably hear the word “escrow” used in a few different contexts. Let’s look at what escrow is, how it works and how it can benefit you as a home buyer, seller or homeowner. What Is Escrow? Escrow is a legal arrangement in which a third party temporarily holds large […]

Your credit scores usually determine the price you pay for your money (your mortgages, your auto loans and leases, your credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 to 850, with 850 being the best possible credit score that you […]

Setting the right price is critical to a successful sale. There are many things we can do to help ensure the successful sale of your home–such as sprucing up its appearance and marketing it aggressively–but the single most important thing is choosing the right price. The best, most reliable way of choosing the right list […]